Woolworths Credit Cards and Gift Cards
 

Credit Cards

Get more value with Credit Card rewards, extras and discounts.

Gift Cards


The ultimate gift of choice. Accepted in all participating Woolworths Group stores in Australia.

Check your balance

Check the balance of your Woolworths Gift Card or Shopping Card online.



Woolworths Credit Cards, now with Apple Pay

Enjoy all the benefits of your Woolworths Credit Cards using Apple Pay. It’s the easy, secure and private way to pay.^

  • Easy set up
    Follow the simple instructions to add your card to your Apple devices
  • Use in store, online and in apps
    Available anywhere you can tap and pay
  • Secure payment
    All transactions are authorised by your unique Face ID, Touch ID or passcode

Woolworths Credit Card Extras
 

Get 10% off your grocery shop once a month5

As a Woolworths Credit Card customer, you get 10% off your shop at Woolworths once a month, saving you up to $50 each month.(Excludes Tasmania stores and Everyday Market from Woolworths orders. Maximum purchase amount of $500)5

Up to 10% off Woolworths Insurance1

Up to 10% off1 Woolworths Insurance, including Home, Car, Landlords, Pet and Comprehensive Travel Insurance. Offer excludes Life and Funeral Insurance.2

Need some help?

If you have a question or need some more information there are lots of ways to get in touch with us, or you can read our FAQs.

Google Play and the Google Play logo are trademarks of Google LLC.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105.

Apple Pay is a trademark of Apple Inc., registered in the US and other countries.

Terms & Conditions

1. An up to 10% discount will be applied to any new Woolworths Car, Home, Pet or Comprehensive Travel Insurance policy, paid using your valid Woolworths Credit Card, quote the first six digits of your credit card number in the promo code field. Go to woolworths.com.au/insurance. It will not be applied to current policies. Woolworths Life and CTP Green Slip Insurance is excluded from this offer. This Discount Offer is for the life of the policy while paying with your valid Woolworths Credit Card and will be extended on renewal. Woolworths Insurance reserves the right to discontinue or amend this Discount Offer for new policies in the future. Not in conjunction with any other offers. All other promotional and policy discounts are treated separately and combinations of discounts may not be applicable. Minimum premiums may reduce this Discount Offer. Woolworths Insurance is responsible for all representations made regarding the offer and services.


2. Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Woolworths Car, Home, Pet and Travel Insurances are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Combined Product Disclosure Statement and Financial Services Guide to decide if it is right for you (available at woolworths insurance or by calling 1300 10 1234). Woolworths Insurance is responsible for all representations made regarding the offer and services.


4. For full terms and conditions for the Visa Luxury Hotels Collections visit Visa luxury hotel benefits. Visa is responsible for all representations made regarding the offer and services.


5. 10% discount offer applies to existing primary and additional Woolworths Credit Card holders, with a registered Everyday Rewards card, the number of which is associated with and printed on the back of their Credit Card.

The Offer is available when making a purchase in-store at any Woolworths supermarket, or placing a groceries order online at woolworths.com.au (excluding items purchased from Everyday Market from Woolworths) from 12:01am (Sydney/Melbourne time) selected offer start date and 11:59pm (Sydney / Melbourne time) selected offer end date (“Offer Period”).

Dates are subject to change. Cardholders should check woolworths.com.au/credit-cards/10-off -your-shop prior to shopping.

The Offer cannot be bundled with, or used in conjunction with, any other offer (including employee discounts, if applicable). If you are entitled to a similar 10% discount offer with any of your other Woolworths Credit Card, Woolworths Insurance and/or Woolworths Mobile products, you can use the discount offer once only in respect of all such products in any calendar month. Offer and is limited to one transaction per customer, up to a value of $500 of groceries in a single transaction (maximum $50 discount).

To be eligible for this offer, Woolworths Credit Cardholders must 1.Not be in breach of the Woolworths Credit Card Conditions of Use . 2.Ensure their Everyday Rewards Card is registered at woolworthsrewards.com.au/register_multi.html and 3. Associate their Everyday Rewards Card number with their Woolworths Credit Card by calling 1300 10 1234 (option 4) if this has not already been done.

It may take up to 45 days for the offer to be available after you have activated your Woolworths Credit Card.

The 10% off offer will only apply to one shop during the Offer Period. Eligible customers can choose one shop of their choice to apply the discount to during the Offer Period.

To receive the 10% off offer in-store, Credit Cardholders must scan their Everyday Rewards card number printed on the back of their Woolworths Credit Card during the Offer Period. Instore Customers will be alerted by an on screen prompt at self-serve or asked by a team member when going through a register if they wish to redeem the offer. Once the choice has been made to apply the discount, this decision cannot be reversed.

To receive the 10% discount for online groceries orders, Credit Card holders must place a groceries order online during the Offer Period, have their Everyday Rewards card number which is printed on the back of their Credit Card linked to their Woolworths Online account and enter the promo code (which can be found at woolworths.com.au/credit-cards/10-off ) at the online checkout at woolworths.com.au, and spend $30 or more on groceries for Pick up orders or $50 or more on groceries for Delivery orders.


Excludes any vouchers or offers or Delivery Unlimited items, bag fees and crate service fees, purchases of liquor, smoking/tobacco products and accessories, newspapers, Pre-order Kiosks and purchases on a charge account, Gift Cards (including iTunes), mobile recharge, Woolworths Mobile, travel cards and tickets, Carpet Care, lottery products and Everyday Market from Woolworths orders. Bag fees and crate service fees apply for Pick up and Delivery orders. This offer cannot be used with a Woolworths Online business account (i.e. an account with an ABN or Business Name). Woolworths reserves the right to cancel or amend this offer at any time without notice. Woolworths is responsible for all representations made regarding this offer. For online orders see woolworths.com.au for available delivery areas and full terms and conditions.

In addition to the above terms and conditions, by participating in the Everyday Rewards program, you agree to the Everyday Rewards T&Cs.


6. After the first year, the annual Woolworths Everyday Platinum Credit Card Primary Cardholder fee will be $49 and a $9 annual fee for each Additional Card.


7. Woolworths Credit Card Points are subject to the Woolworths Shopping Card Rewards Program Terms and Conditions. 3 Woolworths Credit Card points earned for every $1 spent on Woolworths brand range of products purchased in-store at Woolworths Supermarkets. 2 Woolworths Credit Card points earned for every $1 spent on products purchased in-store and/or online at Woolworths Supermarkets, Everyday Market from Woolworths and BIG W. 1 Credit Card point earned for every $1 spent on other eligible purchases. Woolworths Credit Card Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Woolworths Shopping Card Rewards Program Terms and Conditions. Every 4 months, Woolworths Credit Card points are automatically converted to a Woolworths Shopping Card redeemable at participating Woolworths Group stores. Participating stores may change from time to time. The Shopping Card is currently not accepted at DVD vending machines and mobile EFTPOS terminals. Minimum of 4,000 points is required to receive a $20 Shopping Card.


8. The 0% p.a. interest rate applies only to balances transferred with this offer for the first fourteen months from the date your account is approved and then reverts to the standard variable interest rate for cash advances, which is currently 19.99% p.a for the Everyday Platinum Card and 20.49% p.a for the Qantas Platinum Card. Interest rates are subject to change and Card Services credit criteria. Minimum repayments are required. For further details please click here.


9. Qantas Points are earned in accordance with and subject to the Woolworths Qantas Rewards Program Terms and Conditions. You will earn 1 Qantas Point per $1 spent in-store and/or online at Woolworths Supermarkets, Everyday Market from Woolworths and BIG W and 0.5 Qantas Points per $1 spent on all other eligible purchases. Qantas Points do not have any monetary value and are not transferable or redeemable for cash. Qantas Points are issued by Qantas Airways Limited. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. Further information on the Qantas Frequent Flyer program including the program terms and conditions are available at qantas.com/terms or by calling 13 11 31.Qantas Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Woolworths Qantas Rewards Program Terms and Conditions.


10. Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance, Extended Warranty Insurance and Global Hire Car Excess Waiver are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and are subject to the terms, conditions and exclusions contained in the Woolworths Money Qantas Platinum Credit Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542 AFSL No. 237502) (MBL) and Chubb. This website doesn't take into account your objectives, financial situation or needs. It is important for you to read Woolworths Qantas Platinum Credit Card Insurance Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.


11. After the first year, the annual Woolworths Qantas Platinum Credit Card Primary Cardholder fee will be $169 and a $29 annual fee for each additional card. Annual fees are subject to change.


12. Available to Woolworths Platinum Credit Card holders only. Concierge Services are provided by Aspire Lifestyles (Australia) Pty Ltd. Accessing concierge services is free but you must pay for the goods or services that you purchase through the service.


13. Wallet Guard Insurance and Purchase Security Insurance are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and are subject to the terms, conditions and exclusions contained in the Woolworths Money Everyday Platinum Credit Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542 AFSL No. 237502) (MBL) and Chubb. A limit applies of $2,500 per event. This website doesn't take into account your objectives, financial situations or needs. It is important for you to read Woolworths Everyday Platinum Credit Card Insurance Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.


14. Everyday Rewards is not available in Tasmania. For full terms and conditions visit everydayrewards.com.au/terms.


15. Applicable only if your account is paid in full by the due date shown each month (excluding any balance transfers and/or Interest Free Finance balances that are in the specified promotional period).


16. Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details.


17. You will earn an additional Qantas Point per dollar spent on selected Qantas products and services in Australia, which are Qantas passenger flights (with a QF flight number) purchased directly from Qantas (i.e. where Qantas, and not its’ agent, is identified as the merchant on the credit card transaction) and Qantas Club and Qantas Frequent Flyer joining and annual fees. Purchases at Qantas Freight, Qantas Holidays, Qantas Business Travel, Jetset Travelworld channels, Qantas Staff Travel, the Jetstar Group of companies or goods or services supplied by Qantas Frequent Flyer Program partners are not eligible Qantas products and services and will not earn bonus Qantas Points. The bonus Qantas Points earned each month will be credited to your Qantas Frequent Flyer account within five business days of each Statement Period provided that you are not in breach of the Conditions of Use, your Account remains open and you have provided Card Services with a valid Qantas Frequent Flyer membership number.