Woolworths Credit Cards

Credit Cards

Get more value with rewards, extras and discounts

Woolworths Prepaid Cards

Prepaid Cards

Helping you stay in control of your finances

Gift Cards

Gift Cards

The ultimate gift of choice. Accepted in all stores across the Woolworths group

Enjoy these extras and rewards with your Woolworths credit card

Save 10% on a monthly shop

Save 10% on a monthly shop5

We’ll give you 10% off your first weekend shop in-store at Woolies each month when you scan the barcode on the back of your credit card and pay with your Woolworths Credit Card. (Excludes Tasmanian stores).

Save 20% off your bill up to maximum $25

Save 20% off your bill up to maximum $256

at over 2,000 participating restaurants with our Dine Play Stay offer

50% off Cellarmasters wine cases

50% off Cellarmasters wine cases4

delivered straight to your door, on selected wines only

Up to 10% off Woolworths Insurance

Up to 10% off Woolworths Insurance2

excludes life insurance

Contact us

For all enquiries on your Woolworths cards 1300 10 1234

Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Woolworths Money Credit Cards. Approval is subject to credit criteria. Terms, conditions, fees, charges and interest rates apply and are subject to change. No member of the Macquarie Group accepts any liability for reliance on the information contained in this communication other than in relation to products or services provided by Macquarie.

 

Visa Prepaid Gift Card

$5.50 Card Purchase Fee applies. Terms, conditions, limits and fees apply. The Woolworths Money Visa Prepaid Gift Card is issued by Macquarie Bank Limited (ABN 46 008 583 542, AFSL 237502). Please read the full Terms and Conditions before purchase and first use.

* Excludes ATM’s, transactions at merchants that are completely manual (for example using an imprinter (click-clack machine)) and merchants who elect not to accept Visa Prepaid Cards. Merchants or other providers may impose limits on the use of the Card.
^Terms and conditions apply. Visit Visa zero liability for these.

More details

^$50 Woolworths eGift Card offer is available to new primary cardholders only who apply for a Woolworths Money Everyday Platinum Credit Card between 12:01am AEDT 28 July 2016 and 11:59pm AEDT 30 September , are approved and make an eligible purchase on their Woolworths Money Everyday Platinum Credit Card by 11:59pm AEDT 30 November 2016. Your $50 Woolworths eGift Card will be sent to the email address provided at the time of applying for a Woolworths Money Everyday Platinum Credit Card and sent within 8 weeks of the eligible purchase, provided that you are not in breach of your credit card Conditions of Use and your credit card account remains open. Eligible purchases exclude balance transfers, cash advances, cash substitutes and transactions for gambling purposes.​


1. An up to 10% discount will be applied to any new Woolworths Car, Home, Pet or Travel Insurance policy, paid using your valid Woolworths Money Credit Card. It will not be applied to current policies. Woolworths Life Insurance is excluded from this offer. This Discount Offer is for the life of the policy while paying with your valid Woolworths Money Credit Card and will be extended on renewal. Woolworths Insurance reserves the right to discontinue or amend this Discount Offer for new policies in the future. All other promotional and policy discounts are treated separately and combinations of discounts may not be applicable. Minimum premiums may reduce this Discount Offer. Woolworths Insurance is responsible for all representations made regarding the offer and services.


2. Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Woolworths Car, Home, Pet and Travel Insurances are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Combined Product Disclosure Statement and Financial Services Guide to decide if it is right for you (available at woolworths insurance or by calling 1300 10 1234). Woolworths Insurance is responsible for all representations made regarding the offer and services.


3. 16,000 Qantas Points offer is available to new primary cardholders who apply for a Woolworths Money Qantas Platinum Credit Card between 12:01am AEST 28 July 2016 and 11:59pm AEDT 30 September 2016, are approved and make an eligible purchase on their Woolworths Money Qantas Platinum Credit Card by 11:59pm AEDT 30 November 2016. The 16,000 Qantas Points will be allocated to your Qantas Frequent Flyer Account within 8 weeks of the eligible purchase, provided you are not in breach of the Conditions of Use and your account remains open. Eligible purchases exclude balance transfers, cash advances, cash substitutes and transactions for gambling purposes.​


4. This offer is only valid when you pay for the purchase at the online checkout with your Woolworths Money Credit Card. Delivery charges apply. Visit Cellarmasters delivery for full details. Cellarmasters is operated by Cellarmasters Wines Pty Limited, corner Barossa Valley Way and Siegersdorf Rd, Tanunda, 5352, ABN 95 076 727 949, SA Liquor Licence No. 51205679. Offer cannot be used in conjunction with any other offer or promotion. Cellarmasters reserves the right to cancel or amend this promotion at any time. You must be 18 years or older to purchase from this offer. Cellarmasters is responsible for all representations made regarding the offer and services.


5. 10% discount offer applies to existing Woolworths Credit Card holders who make a purchase at any Woolworths supermarket from 12:01am (AEST) on the selected Saturday or Sunday of each month until 11:59pm (AEST) on the Sunday of the selected weekend each month. Offer is limited to one transaction per customer, up to value of $500 in a single transaction. Offer is available in store only and excludes Woolworths Online. To receive the 10% discount, cardholders must scan the barcode on the back of the credit card and pay for their purchase with their Woolworths Credit Card at the time of the purchase. The offer excludes purchases of liquor, smoking/tobacco products, newspapers, accessories, gift cards and purchases made from Woolworths Online at woolworths. com.au. This offer is not available in Tasmania. Woolworths reserves the right to cancel or amend this offer at any time without notice. Woolworths is responsible for all representations made regarding this offer.


6. Membership to the Dine Play Stay program is only available to Woolworths Money Credit Card holders who register for the program. Membership is valid whilst you retain a valid Woolworths Money Credit Card. If you cancel your Woolworths Money Credit Card, your membership will automatically be cancelled. For full terms and conditions please visit Dine Play Stay. Woolworths Money reserves the right to cancel or amend this offer at any time without notice. Entertainment™ Publications is responsible for all representations made regarding the offer and services.


7. For full terms and conditions for the Visa Luxury Hotels Collections visit visa luxury hotel benefits Visa is responsible for all representations made regarding the offer and services.


8. After the first year, the annual Primary Card holder fee will be $49 and a $9 annual fee for each Additional Card. The $0 annual fee offer expires 30 September 2016.


9. Points are subject to the Woolworths Money Shopping Card Rewards Program Terms and Conditions. 3 points earned for every $1 spent on Woolworths Select and Woolworths brand range of products purchased in-store at Woolworths Supermarkets.  2 points earned for every $1 spent on products purchased at Woolworths Supermarkets, BIG W, CALTEX WOOLWORTHS co-branded fuel outlets, Woolworths Liquor, BWS, Dan Murphy's, Thomas Dux, Cellarmasters and Masters. 1 point earned for every $1 spent on other eligible purchases. Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Woolworths Money Shopping Card Rewards Program Terms and Conditions. Every 4 months, points are automatically converted to a Woolworths Money Shopping Card redeemable at participating Woolworths Group stores. Participating stores may change from time to time. The Shopping Card expires 90 days after date of issue and is currently not accepted at DVD vending machines, mobile EFTPOS terminals and some CALTEX WOOLWORTHS co-branded fuel outlets. Minimum of 4,000 points is required to receive a $20 Shopping Card.


10. The 0% p.a. interest rate applies only to balances transferred with this offer for the first fourteen months from the date your account is approved and then reverts to the standard variable interest rate for cash advances, which is currently 21.99% p.a. Interest rates are subject to change and Card Services credit criteria. Minimum repayments are required. To take advantage of this offer you must apply by 30 September 2016. For further details please click here.

 


11. 10,000 Qantas Points offer is available to new primary cardholders who apply for a Woolworths Money Qantas Platinum Credit Card between 12:01am AEST 28 July 2016 and 11:59pm AEDT 30 September 2016, are approved and make an eligible purchase on their Woolworths Money Qantas Platinum Credit Card by 11:59pm AEDT 30 November 2016. The 10,000 Qantas Points will be allocated to your Qantas Frequent Flyer Account within 8 weeks of the eligible purchase, provided you are not in breach of the Conditions of Use and your account remains open. Eligible purchases excludes business expenses, special promotions (including interest free promotions and balance transfers), transactions for gambling purposes, cash advances and cash substitutes.


12. Qantas Points are earned in accordance with and subject to the Woolworths Money Qantas Rewards Program Terms and Conditions. You will earn one Qantas Point for each Australian dollar spent on eligible purchases; up to $2,500 spend per statement period. You will earn 0.5 Qantas Points for each Australian dollar amount spent on eligible purchases for the remainder of that statement period. Qantas Points do not have any monetary value and are not transferable or redeemable for cash. Qantas Points are issued by Qantas Airways Limited. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. Further information on the Qantas Frequent Flyer program including the program terms and conditions are available at qantas.com/terms or by calling 13 11 31. No Qantas Points are earned on business expenses, interest free promotions, balance transfers and cash advances.


13. Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance, Extended Warranty Insurance, Wallet Guard Insurance and Global Hire Car Excess Waiver are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Woolworths Money Qantas Platinum Credit Card policy of insurance between Macquarie Bank Limited(ABN 46 008 583 542 AFSL No. 237502) (MBL) and ACE. This website doesn’t take into account your objectives, financial situation or needs. It is important for you to read Woolworths Money Qantas Platinum Credit Card Insurance Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.


14. A $29 annual fee applies for each additional card. Annual fees are subject to change.


15. Available to Woolworths Money Platinum Credit Card holders only.


16. Wallet Guard Insurance and Purchase Security Insurance are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Woolworths Money Everyday Platinum Credit Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542 AFSL No. 237502) (MBL) and ACE. A limitation applies of $2,500 per event. This website doesn’t take into account your objectives, financial situations or needs. It is important for you to read Woolworths Money Everyday Platinum Credit Card Insurances Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.


17. Woolworths Rewards is not available in Tasmania. No points will be earned on smoking products, gift cards, mobile recharge, Woolworths Mobile, travel cards and tickets, delivery charges, internet cafes, Carpet Care, lottery products, Woolworths Flowers and purchases using Caltex Starcard. +It is against the law to sell or supply alcohol to, or obtain alcohol for, anyone under 18. #Excludes Caltex Woolworths fuel outlets with a Star Mart or Star Shop. ~Eligible Shop means a transaction in which you spend at least $10 (excluding any money spent on  smoking products, gift cards, mobile recharge, Woolworths Mobile, travel cards and tickets, delivery charges, internet cafes, Carpet Care, Woolworths Flowers and lottery products) in Woolworths supermarkets, Woolworths Online or BWS (in all cases excluding Tasmania).


18. To be entitled to a Fuel Saving offer you must spend at least the qualifying amount (as advertised from time to time) in one transaction at a Woolworths supermarket (excluding Tasmania). Purchases of Gift Cards (including iTunes cards), Caltex StarCash and smoking/tobacco products and accessories are excluded from the qualifying amount. Limit of 1 Fuel Saving offer per fuel purchase up to 150 litres per vehicle per customer. Fuel Saving offers cannot be redeemed on LPG purchases at designated CALTEX WOOLWORTHS co-branded fuel outlets, Caltex StarCard or non-fuel purchases. Changes to Fuel Saving offers will be advertised in-store at Woolworths supermarkets. To find out more about the Fuel Saving offer terms and conditions, visit woolworthspetrol.com.au. Card Services is not responsible for representations made regarding this offer, please click here to see the Woolworths Rewards Card Terms and Conditions.


19. Applicable only if your account is paid in full by the due date shown each month (including any balance transfers).


20. Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details.


21. You will earn an additional Qantas Point per dollar spent on selected Qantas products and services in Australia, which are Qantas passenger flights (with a QF flight number) purchased directly from Qantas (i.e. where Qantas, and not its’ agent, is identified as the merchant on the credit card transaction) and Qantas Club and Qantas Frequent Flyer joining and annual fees. Purchases at Qantas Freight, Qantas Holidays, Qantas Business Travel, Jetset Travelworld channels, Qantas Staff Travel, the Jetstar Group of companies or goods or services supplied by Qantas Frequent Flyer Program partners are not eligible Qantas products and services and will not earn bonus Qantas Points. The bonus Qantas Points earned each month will be credited to your Qantas Frequent Flyer account within five business days of each Statement Period provided that you are not in breach of the Conditions of Use, your Account remains open and you have provided Card Services with a valid Qantas Frequent Flyer membership number.


22. The 0% p.a. interest rate applies only to balances transferred with this offer for the first fourteen months from the date your account is approved and then reverts to the standard variable interest rate for cash advances, which is currently 21.99% p.a. Interest rates are subject to change and Card Services credit criteria. Minimum repayments are required. To take advantage of this offer you must apply by 30 September 2016. For further details please click here.