Woolworths Everyday Platinum Credit Card

Your Everyday Benefits

  • 10% off your first shop one selected weekend EVERY month1.
  • Up to 3 points per $1 spent on eligible purchases2 at Woolworths Supermarkets or online.
  • Earn 1 point per $1 on eligible purchases anywhere2 - Not just in Woolworths Stores!
  • Redeem the points you’ve earned for shopping cards2 - 4000 pts = $20 shopping card.
  • One card convenience - Your credit card doubles as your Woolworths Rewards card.

For being a valued Woolworths Rewards customer, we’re also offering you

  • 20,000 bonus Woolworths Points*  - That's $100 off your shop!
  • No annual fee for the first year3 (Save $49).
  • 0% p.a. for 14 months on balance transfers4 from card approval (reverts to the variable cash advance rate).

This offer is valid only if you apply for a Woolworths Everyday Platinum Credit Card before 30 September 2017, and spend on your card by 31 October 2017.

This is a limited time exclusive offer for selected Woolworths Rewards customers only. Offer is only available when you apply through this link.

Apply Now

Rates, Fees and Docs

Purchase Interest Rate 19.99% p.a.
Cash Advance Interest Rate 21.99% p.a.
Minimum Payment Due 2.5% of the closing balance or $50, whichever is greater
Annual Primary Cardholder Fee First Year3 $0
Annual Primary Cardholder Fee Subsequent Years $49
Additional Cardholder Fee $9
Interest Free Period Up to 55 days interest free on purchases only if your account is paid in full by the due date shown each month (including any balance transfers but excluding Interest Free Finance Balances in the promotional period)
Late Payment Fee $35 per statement period if all amounts due are not paid by the payment due date
Over Limit Fee $30 per statement period if the balance of your account exceeds your credit limit at any time during a  statement period and you have provided your consent to incur a fee related to this service
Paper Statement Fee $2.50 per month for statements delivered to you by post
Dishonour Fee $10 each time a payment to your account is dishonoured, debited to your account at the time of dishonour
Cash Advance Fee $5 or 3% of the value of the transaction, whichever is the greater, applies to each cash advance made on your account, debited to your account at the time of the cash advance.
Voucher Request Fee $8 per requested sales receipt provided by a third party, debited to your account at the time of the request (refunded if a dispute is resolved in your favour)
International Transaction Fee 3% of the value of the transaction applies to each International Transaction, debited to your Account at the time the International Transaction is debited to your account.
Over the Counter Transaction Fee $0 (available in WoW store)
Card Replacement Fee $0
Information Request Fee $7 for each document of written information provided which includes each duplicate statement provided.


Your credit card doubles as your Woolworths Rewards card. That means you have two great ways to get money off your Woolworths shop, all with the convenience of one card.


Scan the Woolworths Rewards barcode on the back of your credit card when you shop to earn Woolworths points5.
You'll earn 1 Woolworths point for every dollar5 you spend in store and online at Woolworths supermarkets, BWS+and Caltex Woolworths fuel outlets#. Once your Woolworths points hit 2000 you'll automatically get $10 off your next eligible shop~.  Plus you now have the option to bank your savings for Christmas or convert your savings to Qantas Points.


As always, pay with your Woolworths Credit Card to continue to earn Credit Card points towards cashback as Woolworths Shopping Cards everywhere Visa is accepted.  We'll continue to send your Shopping Cards to you every 4 months when you have enough Credit Card Points.

Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Woolworths Credit Cards. No member of the Macquarie Group accepts any liability for reliance on the information contained in this communication other than in relation to products or services provided by Macquarie. 

30,000 Woolworth Points offer is available to new primary cardholders who apply for a Woolworths Everyday Platinum Credit Card between 12:01am AEST 1 July 2017 and 11:59pm AEST 30 September 2017, are approved and make an eligible purchase on their Woolworths Everyday Platinum Credit Card by 11:59pm AEST 31 October 2017. The 30,000 Woolworths Points will be allocated to your Account within 8 weeks of the eligible purchase, provided you are not in breach of the Conditions of Use and your account remains open. Eligible purchases exclude balance transfers, cash advances, cash substitutes and transactions for gambling purposes.​

1. 10% discount offer applies to existing Woolworths Credit Card holders who make a purchase at any Woolworths supermarket or online at woolworths.com.au from 12:01am (AEST) on the selected Saturday of each month until 11:59pm (AEST) on the Sunday of the selected weekend each month. Cardholders will be notified via email prior to commencement of the selected weekend. Cardholders must not be in breach of the credit card Conditions of Use to be eligible for this offer. Offer is limited to one transaction per customer, up to value of $500 in a single transaction. To receive the 10% discount, cardholders must scan the barcode on the back of the credit card and pay for their purchase with their Woolworths Credit Card at the time of the purchase in store or enter their Woolworths Rewards number printed on the back of their Woolworths Credit Card at the online checkout at woolworths.com.au, pay with their Woolworths Credit Card and spend $30 or more for Click & Collect orders or $50 or more for Home Delivery orders. The offer excludes purchases of liquor, smoking/tobacco products, newspapers, accessories and gift cards. This offer is not available in Tasmania. Woolworths reserves the right to cancel or amend this offer at any time without notice. Woolworths is responsible for all representations made regarding this offer. For online orders see woolworths.com.au for available delivery areas and full terms and conditions.

2. Points are subject to the Woolworths Money Shopping Card Rewards Program Terms and Conditions. 3 points earned for every $1 spent on Woolworths Select and Woolworths brand range of products purchased in-store at Woolworths Supermarkets.  2 points earned for every $1 spent on products purchased at Woolworths Supermarkets, BIG W, CALTEX WOOLWORTHS co-branded fuel outlets, BWS, Dan Murphy's, Thomas Dux, and Cellarmasters. 1 point earned for every $1 spent on other eligible purchases. Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Woolworths Money Shopping Card Rewards Program Terms and Conditions. Every 4 months, points are automatically converted to a Woolworths Money Shopping Card redeemable at participating Woolworths Group stores. Participating stores may change from time to time. The Shopping Card expires 90 days after date of issue and is currently not accepted at DVD vending machines, mobile EFTPOS terminals and some CALTEX WOOLWORTHS co-branded fuel outlets. Minimum of 4,000 points is required to receive a $20 Shopping Card.

3. After the first year, the annual Primary Cardholder fee will be $49 and a $9 annual fee for each Additional Card. The $0 annual fee offer expires 30 September 2017.

4. The 0% p.a. interest rate applies only to balances transferred with this offer for the first fourteen months from the date your account is approved and then reverts to the standard variable interest rate for cash advances, which is currently 21.99% p.a. Interest rates are subject to change and Card Services credit criteria. Minimum repayments are required. For further details please click here.

5. Woolworths Rewards is not available in Tasmania. No points will be earned on smoking products, gift cards, mobile recharge, Woolworths Mobile, travel cards and tickets, delivery charges, internet cafes, Carpet Care, lottery products, Woolworths Flowers and purchases using Caltex Starcard. +It is against the law to sell or supply alcohol to, or obtain alcohol for, anyone under 18. #Excludes Caltex Woolworths fuel outlets with a Star Mart or Star Shop. ~Eligible Shop means a transaction in which you spend at least $10 (excluding any money spent on  smoking products, gift cards, mobile recharge, Woolworths Mobile, travel cards and tickets, delivery charges, internet cafes, Carpet Care, Woolworths Flowers and lottery products) in Woolworths supermarkets, Woolworths Online or BWS (in all cases excluding Tasmania).