Don’t miss this Rewards member exclusive offer

20,000 Rewards points* plus 10% off your first shop at Woolworths every month on selected dates1

Just apply for your Everyday Platinum Credit Card by 7th October 2018 and make an eligible purchase* by 4th November 2018.

Getting a credit card from a supermarket brand has extra benefits!

tick 20,000 bonus Rewards points* (that's $100 off your shop!)

tick $0 annual fee for the first year2 (a saving of $49)

Plus, as a valued customer you can also enjoy:

tick 10% off your first shop once every month1 on selected dates (that's a saving of up to $600 a year!)

tick Up to 3 Credit Card points3 per $1 spent on eligible purchases in store (4,000 points ​= $20 shopping card)

tick One card convenience: your credit card doubles4 as your Woolworths Rewards card

Simply hit the ‘Apply now’ button to get started.

Rates, Fees and Docs

Purchase Interest Rate 19.99% p.a.
Cash Advance Interest Rate 21.99% p.a.
Minimum Payment Due 2.5% of the closing balance or $50, whichever is greater
Annual Primary Cardholder Fee First Year3 $0
Annual Primary Cardholder Fee Subsequent Years $49
Additional Cardholder Fee $9
Interest Free Period Up to 55 days interest free on purchases only if your account is paid in full by the due date shown each month (including any balance transfers but excluding Interest Free Finance Balances in the promotional period)
Late Payment Fee $35 per statement period if all amounts due are not paid by the payment due date
Over Limit Fee $30 per statement period if the balance of your account exceeds your credit limit at any time during a  statement period and you have provided your consent to incur a fee related to this service
Paper Statement Fee $2.50 per month for statements delivered to you by post
Dishonour Fee $10 each time a payment to your account is dishonoured, debited to your account at the time of dishonour
Cash Advance Fee $5 or 3% of the value of the transaction, whichever is the greater, applies to each cash advance made on your account, debited to your account at the time of the cash advance.
Voucher Request Fee $8 per requested sales receipt provided by a third party, debited to your account at the time of the request (refunded if a dispute is resolved in your favour)
International Transaction Fee 3% of the value of the transaction applies to each International Transaction, debited to your Account at the time the International Transaction is debited to your account.
Over the Counter Transaction Fee $0 (available in Woolworths stores)
Card Replacement Fee $0
Information Request Fee $7 for each document of written information provided which includes each duplicate statement provided.

One card, two great loyalty programs

Your credit card doubles as your Woolworths Rewards card. That means you have two great ways to get money off your Woolworths shop, all with the convenience of one card.


Scan the Woolworths Rewards barcode on the back of your credit card when you shop to earn Woolworths points5.
You'll earn 1 Woolworths point for every dollar you spend in store and online at Woolworths supermarkets, BWS+and Caltex Woolworths fuel outlets#. Once your Woolworths points hit 2000 you'll automatically get $10 off your next eligible shop~.  Plus you now have the option to bank your savings for Christmas or convert your savings to Qantas Points.


As always, pay with your Woolworths Credit Card to continue to earn Credit Card points towards cashback as Woolworths Shopping Cards everywhere Visa is accepted. We'll continue to send your Shopping Cards to you every 4 months when you have enough Credit Card Points.

Macquarie Bank Limited Australian Credit Licence 237502 is the issuer of the Woolworths Credit Cards. Finance is subject to our credit approval criteria. Terms and conditions apply and may change without notice. No member of the Macquarie Group accepts any liability for reliance on the information contained in this communication other than in relation to products or services provided by Macquarie.

* 20,000 bonus Woolworths Rewards Points offer is available to new primary cardholders only who apply for a Woolworths Everyday Platinum Credit Card between 12:01am AEST 2 July 2018 and 11:59pm AEST 7 October 2018, are approved and make an eligible purchase on their Woolworths Everyday Credit Card by 11:59pm AEST 4 November 2018. Your 20,000 Woolworths Rewards bonus points will be credited to the Woolworths Rewards membership provided at the time of applying for a Woolworths Everyday Platinum Credit Card within 8 weeks of the eligible purchase, provided you are not in breach of the Conditions of Use and your account remains open. Eligible purchases exclude balance transfers, cash advances, cash substitutes and transactions for gambling purposes. Woolworths Rewards program terms and conditions apply, excludes Tasmania.​

10% discount offer applies to existing Woolworths Credit Card holders who make a purchase (i) at any Woolworths Supermarket between 12:01am (AEST) of the selected Saturday and 11:59pm (AEST) of the selected Sunday for that month; or (ii) online at between 12:01am (AEST) of the selected Friday and 11:59pm (AEST) of  the selected Sunday for that month (“the Offer Period”). Primary Cardholders will be notified via email prior to commencement of the Offer Period. Cardholders must not be in breach of the credit card Conditions of Use to be eligible for this offer. Offer is limited to one transaction per customer, up to a value of $500 in a single transaction. To receive the 10% discount in store, cardholders must scan the barcode on the back of the credit card and pay for their purchase with their Woolworths Credit Card during the Offer Period. To receive the 10% discount online, cardholders must place an order online during the Offer Period, enter their Woolworths Rewards number at the online checkout at, pay with their Woolworths Credit Card and spend $30 or more for Pick up orders or $50 or more for Home Delivery orders. This offer excludes purchases of liquor, smoking/tobacco products, newspapers, any vouchers, Woolworths Services, delivery charges and Delivery Saver items, gift cards, egift cards, mobile recharge, travel cards a gift cards, egift cards, mobile  recharge, travel cards a available in Tasmania. Woolworths reserves the right to cancel or amend this offer at any time without notice. Woolworths is responsible for all representations made regarding this offer. For online orders see for available delivery areas and full terms and conditions.

After the first year, the annual Primary Cardholder fee will be $49 and a $9 annual fee for each Additional Card. The $0 annual fee offer expires 7 October 2018.

Points are subject to the Woolworths Shopping Card Rewards Program Terms and Conditions. 3 points earned for every  $1 spent on Woolworths Select and Woolworths brand range of products purchased in-store at Woolworths Supermarkets. 2 points earned for every $1 spent on products purchased at Woolworths Supermarkets, BIG W, CALTEX WOOLWORTHS co-branded fuel outlets, BWS, Dan Murphy’s, and Cellarmasters. 1 point earned for every $1 spent on other eligible purchases. Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Woolworths Shopping Card Rewards Program Terms and Conditions. Every 4 months, points are automatically converted to a Woolworths Money Shopping Card redeemable at participating Woolworths Group stores. Participating stores may change from time to time. The Shopping Card is currently not accepted at DVD vending machines, mobile EFTPOS terminals and some CALTEX WOOLWORTHS co-branded fuel outlets. Minimum of 4,000 points is required to receive a $20 Shopping Card.​

4 Earn 1 point for every $1 you spend (excluding purchases of smoking products, gift cards (including iTunes), mobile recharge, Woolworths Mobile, travel cards, tickets, cash outs, delivery charges, donations, purchases from or Auto-order products, Carpet Care, lottery products, Pre-order Kiosks, BIG W Optical, BIG W Photos, BIG W eBay, lay-by fees and purchases using a Caltex StarCard, a Country Age Pension Fuel Card or on a charge account) when you scan your card, in store or online at Woolworths supermarkets, BWS, BIG W, Caltex Woolworths (excluding Star Mart and Star Shop) and in all cases excluding Tasmania.

Woolworths Rewards is not available in Tasmania. No points will be earned on smoking products, gift cards, mobile recharge, Woolworths Mobile, travel cards and tickets, delivery charges, internet cafes, Carpet Care, lottery products, Woolworths Flowers and purchases using Caltex Starcard. + It is against the law to sell or supply alcohol to, or obtain alcohol for, anyone under 18. # Excludes Caltex Woolworths fuel outlets with a Star Mart or Star Shop. ~ Eligible Shop means a transaction in which you spend at least $10 (excluding any money spent on  smoking products, gift cards, mobile recharge, Woolworths Mobile, travel cards and tickets, delivery charges, internet cafes, Carpet Care, Woolworths Flowers and lottery products) in Woolworths supermarkets, Woolworths Online or BWS (in all cases excluding Tasmania).