Woolworths Money Terms of Use

These terms and conditions are important and you should read them fully. But there are some specific terms we wanted to make you aware of. These are set out below.

We may change these terms and conditions at any time without notice (see Acknowledge and acceptance of terms section for details).

To the extent permitted by law: (i) we are not responsible for any errors in, or omissions from, the information contained in this website; (ii) we are not liable for any losses or damages or expenses arising out of or referable to materials on, or accessed through, this website; (iii) we exclude all other conditions and warranties implied by custom, law or statute; and (iv) our liability for breach of non-excludable rights is limited to the supply of, or the costs of having, the services supplied again (see the Disclaimer and limitation of liability section for details).

Everyday Money products and services may contain terms and conditions regarding your personal information and may require you to give certain consents to how the relevant Everyday Money provider may use and disclose your personal information (see the Data protection and security section for details).

We may terminate access to the website at any time without notice (see the Termination section for details)


About these terms

Please read the terms and conditions of use set out below carefully before using this Website (the "Site"). The use of this Site and any transactions conducted on it is governed by these terms and conditions ("Terms").

"Everyday Money" is a brand of Woolworths Group Limited ABN 88 000 014 675 ("Woolworths") which is also used under licence by providers of Everyday Money products and services. Woolworths and other providers of Everyday Money products and services are referred to as "Everyday Money providers".

If you have any questions regarding these Terms, please call Woolworths Credit Card on 1300 10 1234 for more information.

Interpretation

References to "you", "your" and "yours" are references to the person(s) accessing the Site.

References to "we", "us" and "our" are references to Everyday Money providers.

Acknowledge and acceptance of terms

This Site is operated by Woolworths. All Everyday Money products and services are subject to the terms and conditions and disclaimers of the applicable agreement governing their use. These Terms are to be read by you together with such other terms, conditions and disclaimers. In the event of any conflict, the terms, conditions and disclaimers applicable to specific products or services shall prevail over these Terms.

By using this Site, you acknowledge that you have read and understood the Terms and agree to be bound by them.The information and other material provided in the pages of the Site (including the Terms) may be changed at any time without notice by updating this posting. You agree to review the Site regularly and your continued access to, or use of, the Site following any changes will mean that you agree to any changes (including any amended Terms).

Disclaimer & limitation of liability

Effective from 6th November 2023, the capability to add Gift Cards or Rewards Cards to your MoneyApp account will be discontinued. This means that you will no longer be able to add Gift Cards or Rewards Cards within the Woolworths Money App.

All other features and functionalities of the Woolworths Money App will continue to be available to you as usual.

If you want to add any used or unused Gift Cards or Reward Cards in your Woolworths Money App account, please ensure to add them before 6th November 2023. After this date, the system will no longer support the addition of such cards.

By continuing to use the Woolworths Money App after 6th November 2023, you agree to the removal of the feature which disables addition of new Gift Cards and Rewards Cards to the Money App. Your use of Woolworths Money App will be subject to the updated Terms and Conditions.

The following clauses exclude or limit our legal liability for the App. You should read them carefully. They all apply only so far as the law permits.

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability and completeness of the information contained on the App, information is provided in good faith on an "as is", "as available" basis and we do not make any representation or warranty of any kind, whether express or implied, as to the reliability of the information contained on this App. The information is believed to be accurate and current at the date the information was placed on this App. We do not accept any responsibility arising in any way (including negligence) for errors in, or omissions from, the information contained in this App. The use of the App is at your sole risk. We shall not be liable for any losses or damages or expenses (including legal costs) whatsoever arising out of or referable to materials on the App or accessed through the App, even if we have been advised of the possibility of such damage.

Unless otherwise stated or agreed with you, the information on this App has been prepared in accordance with Australian law for residents of Australia and for the supply of products or services in Australia. To the extent that it does not satisfy the laws of the country in which you reside or from which you are accessing this App, it is not directed to you.

We do not represent or warrant that the App will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to the device on which the App is stored or any other device or computer connected to that device. You have sole responsibility for adequate protection and back up of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the App.

The Competition and Consumer Act 2010 (Cth), the Australian Securities and Investment Commission Act 1989 (Cth) and similar State and Territory legislation in Australia may confer rights and remedies on you in relation to the provision of services by us which cannot be excluded, restricted or modified ("non- excludable rights"). We do not exclude any of these non-excludable rights, but do exclude all other conditions and warranties implied by custom, law or statute.

Our liability for breach of any non-excludable rights is limited, at our option, to the supply of the services again, or the payment of the cost of having the services supplied again.

Third Party Sites

Where we provide hypertext links to other locations on the Internet, we do so for convenience and information purposes only. We have not verified, and are not responsible for, the content of third party websites or pages linked to or linking to this App. The inclusion of any link does not imply an endorsement, approval or recommendation of the linked website or its content by us and, subject to any applicable law which cannot be excluded, we make no representation or warranty, expressly merchantability or fitness for purpose of any products or services available through a third party website. Following links to any other websites or pages is entirely at your own risk or impliedly, regarding the quality, and we shall not be responsible or liable for any losses, damages or expenses or in other way in connection with linking.

Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software

Trade marks and Copyright

Unless otherwise indicated, copyright in all information and other materials on this App (including information and its arrangement) is owned by or licensed to Woolworths Money providers or their related companies. All rights are reserved. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, this App or any portion of the App may not be reproduced, adapted, distributed, displayed, transmitted or otherwise exploited

for any commercial purpose that is not expressly permitted by us. You may imprint, copy, download or temporarily store the App and/or extracts from it for your personal information and/or to the extent required to use the App in accordance with these Terms.

Nothing contained on this App should be construed as granting any licence or right of use of any trade mark displayed on the App without our express written consent.

Users

You agree not to attempt to transfer any material of any kind to or through this App which contains a virus, malicious computer code or any harmful component and not to otherwise attempt to alter the content of the App. You agree that you are wholly responsible for use of the App by any person using your device and you agree to ensure that any such person complies with these Terms. You must keep secure at all times any password that we issue to you in connection with your use of this App. You agree to immediately notify the Woolworths Money Customer Contact Centre of any unauthorised use of your e-mail address, password or Personal Access Code or any other breach of security by calling 1300 10 1234.

Data protection and security

Everyday Money providers have policies regarding their management of personal information. In addition, each of them must take reasonable steps to let people know, generally, what sort of personal information each of them holds, for what purposes and how each of them collects, holds, uses and discloses that information. If you would like a copy of any such policies, or wish to know more about the personal information management practices of an Everyday Money provider, you may contact their respective privacy officers, directly. Contact details are at their websites (for example www.woolworths.com.au) or you may telephone those companies.

We may also in connection with the above and the provision of the Site transfer your data to countries which may not provide the same level of legal protection for personal data as within Australia. However, all personal data wherever it is held by us, our related companies or by our sub-contractors or agents will be afforded protection against any authorised or accidental disclosure, access or deletion.

You acknowledge that such data will be so used and that it may be transmitted to others as stated above.

No data transmission over the Internet can be guaranteed as totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk.

Cookies

Cookies are pieces of information that a website transfers to your computer's hard disk for record keeping purposes and which allow us to provide you with customised services. Cookies can make the web more useful by storing information about your preferences on particular sites, thus enabling website owners to provide more useful features for their users. They can also help us provide information which is targeted to your interests. Cookies contain no name or address information or any information that will enable anyone to contact you via telephone, e-mail or any other means. Most browsers are initially set to accept cookies. If you would prefer, you can set your browser to refuse cookies. However, given that we may sometimes use cookies, you may not be able to take full advantage of our website, if you do so.

Pricing

All figures displayed on this App relating to fees, charges, interest and any other amounts are in Australian dollars and are current at the time of issue, but may change at any time.

Governing Law

These Terms are governed by and are to be construed in accordance with the laws of New South Wales, Australia. You agree to the non- exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these Terms or this App. If any provision of these Terms is found to be invalid or unenforceable by a Court of Law, such invalidity or unenforceability will not affect the remainder of the Terms which will continue in full force and Effect. We reserve any rights not expressly granted in these Terms.

Moving On

By moving to any other part of this App, you agree that you have read, considered and understood these Terms and will be bound by them. You agree to regularly check the contents of these Terms for amendments, and will carefully read the terms, conditions and disclaimers provided at other parts of this App.