Terms and Conditions

Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Woolworths Money Everyday Credit Card, Woolworths Money Everyday Platinum Credit Card and the Woolworths Money Qantas Platinum Credit Card. Card Services credit criteria apply. Fees, charges and interest rates apply and are current as at 18 October 2015 and are subject to change. You can access the terms and conditions of the applicable product by clicking on the link Woolworths Money Everyday Credit Card terms and conditions or the Woolworths Money Qantas Platinum Credit Card terms and conditions.

Additional information on products and services featured on this page

 

Terms and Conditions

^$100 Woolworths Gift Card offer available to new primary cardholders who apply for a Woolworths Money Everyday Platinum Credit Card between 12:01am AEST 18 October 2015 and 11:59pm AEDT 31 December 2015, are approved and make an eligible purchase on their Woolworths Money Everyday Platinum Credit Card by 11:59pm AEDT 31 March 2016. The $100 Woolworths Gift Card will be sent within 8 weeks of the eligible purchase, provided that you are not in breach of your account Conditions of Use and your account remains open. Eligible purchases excludes business expenses, special promotions (including interest free promotions and balance transfers), transactions for gambling purposes, cash advances and cash substitutes. Gift Card terms and conditions apply. Visit everydaygiftcards.com.au for details.

  1. An up to 10% discount will be applied to any new Woolworths Car, Home, Pet or Travel Insurance policy, paid using your valid Woolworths Money Credit Card. It will not be applied to current policies. Woolworths Life Insurance is excluded from this offer. This Discount Offer is for the life of the policy while paying with your valid Woolworths Money Credit Card and will be extended on renewal. Woolworths Insurance reserves the right to discontinue or amend this Discount Offer for new policies in the future. All other promotional and policy discounts are treated separately and combinations of discounts may not be applicable. Minimum premiums may reduce this Discount Offer. Woolworths Insurance is responsible for all representations made regarding the offer and services.
  2. Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Woolworths Car, Home, Pet and Travel Insurances are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Combined Product Disclosure Statement and Financial Services Guide to decide if it is right for you (available at woolworthsinsurance.com.au or by calling 1300 10 1234). Woolworths Insurance is responsible for all representations made regarding the offer and services.
  3. To receive the $10 off your order you must spend $100 or more in a single transaction, enter the coupon code WOWMONEY at checkout and pay with your Woolworths Money Credit Card. Minimum spend of $100 excludes any other coupons and/or discounts, tobacco/smoking products, Gift Cards, Flowers, Delivery Saver and delivery fees. Offer is only valid on personal expenditure and not Commercial or Business expenditure. See woolworthsonline.com.au for delivery areas and available delivery windows. Woolworths Online reserves the right to remove or amend this offer at any time without notice. Orders may be cancelled by Woolworths without notice to you if the above terms and conditions are not adhered to. Woolworths Online is responsible for all representations made regarding the offer.
  4. 5% discount offer applies to Woolworths Money Credit Card holders who make purchases at any Thomas Dux store from 12:01am on the first Saturday of every month until 11:59pm on the first Sunday of every month. This offer is valid until 2nd February 2016. To receive the 5% discount, cardholders must scan their Woolworths Rewards card and pay for their purchases with their Woolworths Money Credit Card at the time of purchase. The offer excludes purchases of liquor, smoking/tobacco products, newspapers, accessories, and gift cards. Thomas Dux reserves the right to cancel or amend this offer at any time without notice. Thomas Dux is responsible for all representations made regarding this offer.
  5. This offer is only valid when you pay for the purchase at the online checkout with your Woolworths Money Credit Card. Delivery charges apply. Visit cellarmasters.com.au/delivery for full details. Cellarmasters is operated by Cellarmasters Wines Pty Limited, corner Barossa Valley Way and Siegersdorf Rd, Tanunda, 5352, ABN 95 076 727 949, SA Liquor Licence No. 51205679. Offer cannot be used in conjunction with any other offer or promotion. Cellarmasters reserves the right to cancel or amend this promotion at any time. You must be 18 years or older to purchase from this offer. Cellarmasters is responsible for all representations made regarding the offer and services.
  6. This offer is only available when you pay for the purchase at the online checkout with your Woolworths Money Credit Card. If a product sells out in the mix WineMarket reserves the right to substitute this for a wine of equal or greater value. Purchases from WineMarket must not be re–sold commercially. Not valid in conjunction with any other offer. WineMarket reserves the right to cancel or amend this offer at any time without notice. Standard WineMarket terms and conditions also apply, please see winemarket.com.au/winemarket-terms-and-conditions for standard Wine Market terms and conditions. You must be 18 years or older to purchase from this offer. WineMarket is responsible for all representations made regarding this offer.
  7. The 15% Off Rental Offer applies to the initial rental period only (Movies - 1 night; TV - 3 nights). Any additional rental nights will be charged at the standard rental rate as outlined in the HOYTS Kiosk standard Terms and Conditions. The 15% Off Rental Offer is only available to customers who conduct the rental transaction using their Woolworths Money Credit Card. Customers must return the rental before 9pm the day after the movie/s was rented or 3 days after the TV season/s was rented, or before the host store or shopping center closes if they close before 9pm (“Initial Hire Period”), or the user will be charged an extra day rental fee for each additional night per rental. After 10 days from the Initial Hire Period, if the rental has not been returned, the user will be charged a maximum fee of $35 for each movie rental, and $49 for each TV rental (“Maximum Rental Fee”) and the title is theirs to keep. The 15% Off Rental Offer is only applicable to movie or TV rentals and excludes any purchases from HOYTS Kiosk. HOYTS Kiosk reserves the right to change or terminate the Rental Offer at any time without notice. The Rental Offer cannot be used in conjunction with any other offer, promotion code, and cannot be exchanged or redeemable for cash. In addition to these Terms and Conditions, the HOYTS Kiosk standard terms and conditions apply. If there is any inconsistency between these Terms and Conditions and the HOYTS Kiosk standard terms and conditions, then these Terms and Conditions will prevail. See hoytskiosk.com.au for the HOYTS Kiosk standard terms and conditions. HOYTS Kiosk is responsible for all representations made regarding this offer.
  8. Membership to the Dine Play Stay program is only available to Woolworths Money Credit Card holders who register for the program. Membership is initially valid for 12 months from the date of registration and whilst you retain a valid Woolworths Money Credit Card. At the expiry of the initial membership period, your membership will automatically renew for the next and subsequent membership periods whilst you retain a valid Woolworths Money Credit Card for the term of the offer. Should you cancel your Woolworths Money Credit Card your membership will automatically be cancelled. For full terms and conditions please visit: dineplaystay.com.au. Woolworths Money reserves the right to cancel or amend this offer at any time without notice. Entertainment™ Publications is responsible for all representations made regarding the offer and services.
  9. For full terms and conditions for the Visa Luxury Hotels Collections visit visaluxuryhotelcollection.com/benefit's. Visa is responsible for all representations made regarding the offer and services.
  10. After the first year, the annual Primary Card holder fee will be $49 and a $9 annual fee for each Additional Card. The $0 annual fee offer expires 31 December 2015.
  11. Points are subject to the Woolworths Money Shopping Card Rewards Program Terms and Conditions. Points are not subject to expiry while the account remains open, but will expire upon the closure of your account or termination of the rewards program. 3 points earned for every $1 spent on Woolworths Select products purchased in-store at Woolworths Supermarkets. 2 points earned for every $1 spent on products purchased at Woolworths Supermarkets, BIG W, CALTEX WOOLWORTHS co-branded fuel outlets, Woolworths Liquor, BWS, Dan Murphy's, Thomas Dux, Cellarmasters and Masters. 1 point earned for every $1 spent on other eligible purchases. No points are earned on business expenses, interest free promotions, balance transfers, cash advances and cash substitutes. Every 4 months, points are automatically converted to a Woolworths Money Shopping Card redeemable at participating Woolworths Group stores. Participating stores may change from time to time. The Shopping Card expires 90 days after date of issue and is currently not accepted at DVD vending machines, mobile EFTPOS terminals and some CALTEX WOOLWORTHS co-branded fuel outlets. Minimum of 4,000 points is required to receive a $20 Shopping Card.
  12. The 0% p.a. interest rate applies only to balances transferred with this offer for the first fourteen months from the date your account is approved and then reverts to the standard variable interest rate for cash advances, which is currently 21.99% p.a. Interest rates are subject to change and Card Services credit criteria. Minimum repayments are required. Card repayments will be applied last to the repayment of transferred balances that are in the promotional interest rate period. To take advantage of this offer you must apply by 31 December 2015. For further details please visit woolworthsmoney.com.au/balancetransfertermsandconditions.
  13. 10,000 Qantas Points offer is available to new primary cardholders who apply for a Woolworths Money Qantas Platinum Credit Card between 12:01am AEST 18 October 2015 and 11:59pm AEDT 31 January 2016, are approved and make an eligible purchase on their Woolworths Money Qantas Platinum Credit Card by 11:59pm AEDT 31 March 2016. The 10,000 Qantas Points will be allocated to your Qantas Frequent Flyer Account within 8 weeks of the eligible purchase, provided you are not in breach of the Conditions of Use and your account remains open. Eligible purchases excludes business expenses, special promotions (including interest free promotions and balance transfers), transactions for gambling purposes, cash advances and cash substitutes.
  14. Qantas Points are earned in accordance with and subject to the Woolworths Money Qantas Rewards Program Terms and Conditions. You will earn one Qantas Point for each Australian dollar spent on eligible purchases; up to $2,500 spend per statement period. You will earn 0.5 Qantas Points for each Australian dollar amount spent on eligible purchases for the remainder of that statement period. Qantas Points do not have any monetary value and are not transferable or redeemable for cash. Qantas Points are issued by Qantas Airways Limited. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. Further information on the Qantas Frequent Flyer program including the program terms and conditions are available at qantas.com/terms or by calling 13 11 31. No Qantas Points are earned on business expenses, interest free promotions, balance transfers and cash advances.
  15. Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance, Extended Warranty Insurance, Wallet Guard Insurance and Global Hire Car Excess Waiver are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Woolworths Money Qantas Platinum Credit Card policy of insurance between Macquarie Bank Limited(ABN 46 008 583 542 AFSL No. 237502) (MBL) and ACE. This website doesn’t take into account your objectives, financial situation or needs. It is important for you to read Woolworths Money Qantas Platinum Credit Card Insurance Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.
  16. An annual fee of $29 applies to each additional card. Annual fees are subject to change.
  17. Available to Woolworths Money Platinum Credit Card holders only.
  18. Wallet Guard Insurance and Purchase Security Insurance are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Woolworths Money Everyday Platinum Credit Card policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542 AFSL No. 237502) (MBL) and ACE. A limitation applies of $2,500 per event. This website doesn’t take into account your objectives, financial situations or needs. It is important for you to read Woolworths Money Everyday Platinum Credit Card Insurances Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.
  19. Excludes Tasmania. For details on how to earn Woolworths Dollars, participating stores, eligible shops and Woolworths Rewards Terms and Conditions, please refer to woolworthsrewards.com.au
  20. To be entitled to a Fuel Saving offer you must spend at least the qualifying amount (as advertised from time to time) in one transaction at a Woolworths supermarket (excluding Tasmania). Purchases of Gift Cards (including iTunes cards), Caltex StarCash and smoking/tobacco products and accessories are excluded from the qualifying amount. Limit of 1 Fuel Saving offer per fuel purchase up to 150 litres per vehicle per customer. Fuel Saving offers cannot be redeemed on LPG purchases at designated CALTEX WOOLWORTHS co-branded fuel outlets, Caltex StarCard or non-fuel purchases. Changes to Fuel Saving offers will be advertised in-store at Woolworths supermarkets. To find out more about the Fuel Saving offer terms and conditions, visit woolworthspetrol.com.au. Card Services is not responsible for representations made regarding this offer, please click here to see the Woolworths Rewards Card Terms and Conditions.
  21. Applicable only if your account is paid in full by the due date shown each month (including any balance transfers).
  22. Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details.
  23. You will earn an additional Qantas Point per dollar spent on selected Qantas products and services in Australia, which are Qantas passenger flights (with a QF flight number) purchased directly from Qantas (i.e. where Qantas, and not its’ agent, is identified as the merchant on the credit card transaction) and Qantas Club and Qantas Frequent Flyer joining and annual fees. Purchases at Qantas Freight, Qantas Holidays, Qantas Business Travel, Jetset Travelworld channels, Qantas Staff Travel, the Jetstar Group of companies or goods or services supplied by Qantas Frequent Flyer Program partners are not eligible Qantas products and services and will not earn bonus Qantas Points. The bonus Qantas Points earned each month will be credited to your Qantas Frequent Flyer account within five business days of each Statement Period provided that you are not in breach of the Conditions of Use, your Account remains open and you have provided Card Services with a valid Qantas Frequent Flyer membership number.
  24. Minimum monthly repayments are required. Purchase must be a single transaction. This offer excludes purchases made at Big W Vision. Interest Free (IF) transactions are treated as a Special Promotion under your Account Conditions of Use (COU). Repayments are applied to IF transactions that are in a promotional interest rate period last, in descending order of annual percentage rate. Please refer to your COU for more information on the application of payments
  25. The 0% p.a. interest rate applies only to balances transferred with this offer for the first fourteen months from the date your account is approved and then reverts to the standard variable interest rate for cash advances, which is currently 21.99% p.a. Interest rates are subject to change and Card Services credit criteria. Minimum repayments are required. Card repayments will be applied last to the repayment of transferred balances that are in the promotional interest rate period. To take advantage of this offer you must apply by 31 January 2016. For further details please visit woolworthsmoney.com.au/balancetransfertermsandconditions.